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    How to get CCT Certification in the Philippines

    • June 19, 2020

    How do you get a CCT certification in the Philippines?


    1. What is a Condominium Certificate of Title?
    2. Requirements for CCT certification
    3. How to get a CCT certification in the Philippines


    Owning a property in the Philippines — or anywhere, for that matter — is not as simple as you may think. Before purchasing one, you have many considerations such as budget, location, type of property, and so on. When it comes to title deeds and whatnot, you probably have encountered different kinds. This time, we will be focusing on the Condominium Certificate of Title. Read on to find out what it is, what you need to get it, and how you can get a CCT certification in the Philippines!

    Before buying a real estate property, you have to make sure that all the legal requirements are in place. Arming yourself with a bit of knowledge on these titles surely would help you out a lot in determining which of the two is more applicable for the property.


    What is a Condominium Certificate of Title?

    What is a Condominium Certificate of Title

    You may not always opt to purchase a full-blown property, such as land or a house. Depending on your reasons, you may find it more practical to purchase a condominium unit. In many ways, owning a condominium can be considered to be cost-efficient, because you’re essentially fractionalizing the cost of land and building. Furthermore, you’re also able to reduce other responsibilities needed such as maintenance or security. Nevertheless, it’s still important that you have all the legal documents needed in place before you can claim a condominium unit.

    Unlike a traditional property, ownership of a condominium is defined by the presence of a Condominium Certificate of Title, or a CCT. The CCT primarily defines the unit’s geophysical location. The CCT also contains relevant information, particularly, the name of the developer, the floor number, unit number, name, and developer of the condominium, as well as your name, or the name of the unit’s owner.

    There are some cases wherein CCT and TCT may converge together. For example, you would be issued with a TCT if you have been designated as the condominium developer. Anyone who owns a unit within the structure that you have put in place would, therefore, hold CCTs. Keeping this in mind, it’s important to understand that the CCT denotes only the air space — particularly, the location of the unit — and not the lot space, where the entire condominium itself is standing.

    TCTs may be issued for properties that are not necessarily condominium units, or properties that may be standalone – this broadens the purpose of the document. The CCT, with the operative word being “condominium,” is a legal document required only in real estate dealings that involve condominiums.


    Requirements for CCT certification

    Now that you have learned about the purpose of the CCT, you’d likely want to understand the different requirements involved before you’re able to secure one. This legal document is legitimate proof that you’re the owner of a particular condominium unit. It’s typically issued by the Land Registration Authority.

    In the absence of a previous owner, meaning the unit is to be provided to the owner for the first time, they have to ensure that they’re able to submit to the LRA the following documents:


    • Master Deed
    • Declaration of Restriction
    • Diagrammatic Floor Plan
    • Development Permit
    • License to Sell
    • Letter of intent requesting for an individual CCT
    • Certificate of Registration with the Housing and Land Use Regulatory Board
    • Duplicate title of the land from the owner.


    If it’s your first time ever purchasing a condominium unit in the Philippines, it can be difficult to understand where you can begin procuring these documents. In this kind of situation, it’s a good idea for you to consult with a qualified broker who can provide you with invaluable information on how to get a hold of these requirements. Furthermore, your broker can assist you in communicating with the property developer, especially in getting information related to the unit’s physical dimensions.


    How to get a CCT certification in the Philippines?

    How to get a CCT certification in the Philippines

    After you have secured the requirements in getting a CCT, you would have to inform yourself of the kind of ownership that has been designated to the condominium unit before you’re able to successfully get this kind of certification.

    In the Philippines, two types of condominium ownership typically exist — freehold and leasehold. The main difference between the two types has a lot to do with the length or the duration of time in which the owner intends to reside in the unit.

    Based on the name alone, leasehold simply means that you’re only leasing the condo for a definite time period. This may last anywhere between 25 and 50 years, depending on the decision that you make. Freehold ownership, on the other hand, allows the owner to remain in the purchased unit indefinitely.

    Ultimately, choosing freehold ownership is the better choice, especially since this is the one that guarantees that you can acquire your own CCT. Keeping this in mind, you need to simply secure the legal documents which have been mentioned above and submit them to the proper land ownership authorities with the assistance of your broker.


    Key Takeaway

    CCT Certification in the Philippines is easy to acquire as long as you have a good grasp of its purpose. As mentioned before, this type of title is needed for real-estate purchases that do not involve land, but rather, only the air space of a condominium unit.

    It’s always important that all your documents have been secured and properly verified in order for them to become legally binding. If you don’t know where to begin, you could always ask for the assistance of your favorite real-estate brokers. Get in touch with them by clicking the button below.

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